There’s something timeless about “old money” outfits. And honestly, who wouldn’t want to dress like they’re strolling through the streets of Europe or attending an upscale event? 🙂
But Wait… What is the Actual dress code for old money?
The “old money” dress code emphasizes timeless, understated elegance and quality over quantity, focusing on classic, well-tailored pieces in neutral colors and natural fabrics.
Here’s a breakdown of the core principles you should know:
So, if you’re already obsessed or just looking for some inspo, I’ve put together these classy outfit ideas that’ll easily help you master the effortless elegance of old money fashion.
Let’s check them out! 👇
1. Button-Down Midi Dress & Hat
Midi dresses flatter all body types when styled appropriately, with specific silhouettes enhancing different shapes:
- Hourglass: Wrap or body-con styles to accentuate the waist and balance bust/hip proportions.
- Pear shape: A-line, fit-and-flare, or wrap designs to skim past wider hips while defining the waist.
- Rectangle: Empire waist, flared, or belted dresses to create the illusion of curves.
- Apple shape: A-line cuts and front-tie/belted styles to emphasize the legs and define the waist.
- Athletic builds: Scoop/V-necks and waist-defining elements (belts, ruching) to add femininity.
The mid-calf length highlights the slimmest part of the leg, providing an elongating effect universally. Also, footwear like pointed-toe mules (hourglass) or stiletto heels (rectangle) further refine proportions.
2. Knit Dress & Camel Coat Ensemble
Knit dresses are an excellent choice if you value comfort, warmth, and trendiness. They are especially suited for fall and winter, and their versatility allows for both casual and more elevated styling.
A chic, olive-toned knit dress paired with a slim, elegant red belt creates an impeccable silhouette. However, for formal occasions it requires sharp tailoring or for hot climates, other materials might be preferable.
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3. Mini White Collared Dress
A mini white collared dress is a versatile and chic wardrobe staple, perfect for everything from casual outings to special occasions.
These dresses typically feature a short hemline (mid-thigh), a crisp white color, and a structured or relaxed collar for a polished look.
Also, pairing it with a minimalistic jewelry, a timeless watch, and neatly styled hair keeps the focus on your understated elegance.
📌Pro Tip: Consider the “70/30 rule” – 70% of your outfit should be understated and classic, while the remaining 30% can be used to add a touch of personality with accessories or a statement piece.
4. Blazer & White Pants Ensemble
This outfit is ideal for both professional and social settings, it’s classy yet comfortable. All pieces are well-tailored for a flawless fit (this is crucial for the polished old money look).
Here’s what to look for in each piece:
| Piece | Style Features | Selection Tips |
|---|---|---|
| White Trousers | Wide-leg, high-quality fabric | Linen, cotton, or wool; tailored fit |
| White Turtleneck | Fitted, fine knit, neutral color | Cashmere or merino for luxury |
| Navy Blazer | Structured, classic cut, minimal details | Single or double-breasted, navy |
👉Note: Shoes should be classic and refined, such as loafers, ballet flats, or low-heeled pumps. Plus, add subtle accessories such as a silk scarf, gold jewelry, or a structured leather bag.
5. Burgundy Peplum Set
Burgundy is a rich, classic color that conveys refinement. Plus, peplum silhouette, which flares out at the waist, was a hallmark of mid-20th century fashion and is also associated with refined, polished looks.
A tailored burgundy peplum top and matching skirt, styled with chic sheer tights, creates an effortlessly sophisticated look. Perfect for dinners or old money strolls through European streets.
6. Silk Shirt with Tailored Pants
A silky button-down shirt with refined stripes, neatly tucked into tailored high-waisted trousers, looks stunning without any fuss.
Striped shirts can create an illusion of a slimmer figure when paired with solid-colored pants. You can also accessorize with subtle statement sunglasses and a timeless quilted bag for added charm.
7. Timeless Striped Top & High-Waisted Shorts
Here’s a high-quality nautical striped tee tucked neatly into chic white shorts, complemented by a classy brown belt (bonus points for subtle branding on the belt buckle!).
Top it off with a straw bag and vintage-inspired sunglasses, and you’ve nailed the coastal “old money” outfit.
8. Tailored Neutral Vest Set with Headscarf
Vests were popular among women in the late 19th and early 20th centuries, particularly in the 1920s and 1930s. They are often worn under jackets for warmth and style.
A tailored vest and high-waisted trousers in a matching neutral color create a classic look. Add a silk scarf around your head for a stylish finish.
This outfit is perfect for drives, seaside trips, or feeling effortlessly chic. Wear them alone or layer them under jackets for comfort.
9. Sweater Vest with Pleated Mini Skirt
A pleated mini skirt can be paired with a variety of tops, but with a cozy sweater vest layered over a crisp white button-down shirt is perfect for the cutest daytime look.
In fact, sweater vests have been a fashion staple for several seasons, and they continue to be a popular choice. Honestly, nothing says old money more playfully than preppy chic.🙂
👉Pro Tip: For old money aesthetic, you can learn about individuals who embody this style perfectly, such as Audrey Hepburn or Kate Middleton. You can also explore movies like Casablanca with a preppy or old money vibe for style inspiration.
10. White Shorts & Simple Tank Combo
Old money style is all about details that feel expensive without screaming for attention and this outfit is a great example of that.
The fitted tank top and tailored shorts combo is simple but sharp. After all, it’s not just about wearing white, it’s about how it fits.
Plus, the gold buttons on the top and the black belt break up the outfit just enough to keep it interesting without being flashy.
12. Denim & Cropped White Blazer Look
This outfit is proof that jeans can look old money when styled right. The jacket? Clean lines, and cropped length – it pulls the whole look together and gives it that “I know what I’m doing” vibe.
If you want to dress it up a bit more, swap the tee for a silk cami or add a silk scarf. But honestly, it’s perfect as-is for everyday errands or a casual meet-up.
📌Side Note: Incorporate well-chosen, high-quality jeans into an “old money” aesthetic, but the key is to choose dark washes, ensure a good fit, and pair them with classic, sophisticated pieces like tailored blazers, crisp shirts, and elegant shoes.
11. All-cream outfit
Head-to-toe cream is always a yes. The all-ivory look instantly looks expensive.
I’d say just stick to creamy neutrals and mix textures (wool, satin, knit). It’s a classic trick — wear one color from head to toe, and make sure the fabrics feel rich.
The knit sweater tied over the shoulders adds depth and preppy energy, while the wide-leg trousers give structure and movement.
13. Plaid Skirt & Black Turtleneck
A black turtleneck is a must-have in any classic wardrobe – always elegant, always smart.
Also, this Burberry-style pattern is the definition of heritage fashion. It’s been around forever, and for good reason. It instantly gives that private school, legacy-family aesthetic.
The sheer tights are subtle but make it feel dressier. And those low, gold-detailed heels? So old money. Quiet, not flashy.
14. Neutral Crop Top & Blazer Combo
The cropped ivory boucle jacket with gold buttons exudes an air of refinement. Boucle and textured wools are staples in traditional high-society wardrobes.
While crop tops are a modern touch, pairing it with tailored, modest pieces keeps the look balanced.
Stick to creams, whites, blacks, and gold accents. These tones instantly elevate any look and are staples in an old money wardrobe.
15. Lemon Tweed & Pearls
Tweed is a cornerstone fabric in the old money wardrobe, known for its texture, heritage, and tailored elegance.
If you’re aiming for the iconic East Coast prep school meets vintage society debutante vibe, this outfit is your blueprint.
Plus, hairstyles like a low bun or soft curls would elevate the old money vibe further.
16. Pink Dress & Classic Accessories
This look channels 1960s Riviera glamour, think Grace Kelly or Audrey Hepburn vacationing in the South of France. A pastel pink, mid-length dress with a tailored silhouette instantly reads as sophisticated.
The cross-body ruching flatters the figure, and the high boat neckline adds a regal touch. Also, the headscarf? Pure old-money European jet-set energy.
17. Mini Tweed Blazer Dress
A go-to look for summer luncheons, coastal getaways, or strolls through the gardens of a grand estate. The double-breasted style with pleated structure gives this dress a sharp, tailored feel, reminiscent of a blazer.
Finally, a simple bracelet watch and stud earrings keep the look clean and classy. The natural makeup enhances rather than transforms—an essential of the old money vibe.
So, Are You Old Money? Here’s How to Tell
Watch this video to know about the 10 things that tell you’re Old Money:
👉Takeaway: It’s not just about Old Money looks, instead, you should also focus on developing a Old Money personality or behavior, as discuss in the below video. That includes:
- Good Manners and Etiquette: Practice good manners and etiquette in all social situations.
- Subtle and Reserved: Avoid being overly demonstrative or loud.
- Focus on Quality Relationships: Cultivate meaningful relationships with people
- Knowledge and Curiosity: Stay informed about current events
- Charitable and Philanthropic: Consider supporting causes you believe in.
- Discretion and Privacy: Maintain a sense of privacy and avoid flaunting your wealth.
- Focus on the Long Term: Prioritize long-term goals and investments over short-term gains.
- Be a Good Listener: Pay attention to others and listen actively.
- Be Humble: Avoid being boastful or arrogant.
- Be Respectful: Treat everyone with respect, regardless of their background or status.
